New York postal worker Jacob Singer is trying to keep his frayed life from unraveling. His days are increasingly being invaded by flashbacks to his first marriage, his now-dead son, and his tour of duty in Vietnam. Athough his new wife tries to help Jacob keep his grip on sanity, the line between reality and delusion is steadily growing more and more uncertain.

A young couple very much in love are married and have started their respective careers, she as a real estate broker, he as an architect. She finds the perfect spot to build his dream house, and they get loans to finance it. When the recession hits, they stand to lose everything they own, so they go to Vegas to have one shot at winning the money they need. After losing at the tables, they are approached by a millionaire who offers them a million dollars for a night with the wife. Though the couple agrees that this is a way out of their financial dilemma, it threatens to destroy their relationship.

Connie Sumner has a loving husband, a beautiful home, and a wonderful son, but she wants more. When she's approached one day by a handsome stranger while trying to hail a taxi, she becomes obsessed with him and eventually starts an affair. But her selfish actions soon catch up with her...